Landlord Insurance.
✓ Custom and tailored Landlord Insurance quotes from trusted insurance providers
✓ Save time and money on insurance
✓ Get all your policy documents direct to you
✓ Online support and on the phone
What is Landlord Insurance?
Landlord insurance is cover that protects landlords from risks associated with their rental property. It usually includes buildings and contents insurance, but can also include landlord-specific covers such as property owners’ liability, loss of rent, and tenant default insurance.
What does Landlord Insurance Cover?
Landlord Insurance covers against risks related to your buy-to-let property and rental activity. Most policies start with building insurance and property owners liability insurance. You can add many other covers, such as loss of rent, tenant default or accidental damage, depending on your needs.
Do I need Landlord Insurance Cover?
it’s important to make sure you’ve got the right insurance in place if you have any rental properties
A standard home insurance policy usually won’t cover you for renting out your property
Landlord Insurance is often a requirement of mortgage lenders.
How much does Landlord Insurance Cost?
Your insurance premium depends on a number of factors including your property and tenants, the type of insurance, and what limits and levels of cover you choose.
The insurer calculates your premium based on the chances of you making a claim and potential costs associated with the claim.
What type of landlord insurance do I need?
Core landlord insurance types include buildings insurance, fixtures and fittings, and property owners liability insurance. If you fully furnish your property you may want to consider contents insurance.
Other covers such as tenant default insurance, accidental damage, and landlord legal expense cover can also be added.
Landlord insurance covers?
Buildings insurance
Contents insurance
Fixtures and fittings insurance
Loss of rent
Property owners liability
Alternative accommodation insurance
Accidental damage insurance
Landlord home emergency cover
Landlord boiler breakdown cover
Unoccupied property insurance cover
Tenant default insurance
Rent guarantee insurance
Landlord legal expenses coverage